Commercial Real Estate Lending

Whether you’re building or acquiring, it can get complicated. Our team has the practical experience to make your deal run smoothly.

Underwriting Guidelines 484.577.8900

At Meridian we share your passion for robust development and economic growth in Greater Philadelphia…and beyond.

From Fishtown to Cape May. From Doylestown to Chesapeake Bay. And now, even in Maryland and southern Florida. Our experienced Commercial Real Estate Lending Team is the go-to choice for savvy developers:

You’ll always get quick decisions made locally
With comprehensive experience on a wide range of projects, both on the lending side and the development side, our team will help you navigate the often complicated landscape of commercial real estate
Your project, your terms. Your thinking, our advice. We’ll work closely with you to create financial solutions that will make your project a success

Some of our Specialties:

Permanent Financing

Apartments
Student and senior housing
Retail
Industrial and warehouse spaces
Office buildings
Mobile home parks
Assisted-living communities
Self-storage facilities

Construction Loans

Land development
Residential subdivisions
Rehab and flip
Single-lot construction
Conversion
Adaptive re-use
Fixed-rate construction to mini-perm

Click here to view our Underwriting Guidelines

What Meridian customers have to say:

“He [Clarence] helped us get familiarized with Philadelphia…he was so generous with his time, and gave us the lay of the land. He showed us pieces of the business and how to connect the dots.”

TierView Development

<img decoding="async" width="225" height="300" src="/wp-content/uploads/2020/09/commercial-real-estate-project-225x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/commercial-real-estate-project-225x300.jpg 225w, /wp-content/uploads/2020/09/commercial-real-estate-project.jpg 327w" sizes="(max-width: 225px) 100vw, 225px" />

“They are just a good partner for what we do…there is no calling an 800-number and being put on hold. It’s what everybody hopes for out of a community bank.”

Ryan Tobin

Roundstone Development, LLC

<img decoding="async" width="260" height="260" src="/wp-content/uploads/2020/09/th_GroundbreakingSM.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/th_GroundbreakingSM.jpg 260w, /wp-content/uploads/2020/09/th_GroundbreakingSM-150x150.jpg 150w" sizes="(max-width: 260px) 100vw, 260px" />

“Meridian understands the urban market…they recognize the potential for urban renewal.”

Larry McKnight

Urban Renewal Builders and BMK Homes

<img decoding="async" width="229" height="300" src="/wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-229x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-229x300.jpg 229w, /wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-783x1024.jpg 783w, /wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1.jpg 900w" sizes="(max-width: 229px) 100vw, 229px" />

“Their commercial real estate people really understand the nuances of the development and construction process—the nuts and bolts. And their willingness to react quickly with decisions comes in handy in minimizing the anxiety when there’s that inevitable hiccup.”

Janiczek Homes

<img decoding="async" width="235" height="300" src="/wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-235x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-235x300.jpg 235w, /wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-803x1024.jpg 803w, /wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1.jpg 900w" sizes="(max-width: 235px) 100vw, 235px" />

“Meridian took an honest look at our merits and the merits of the deal, and that was the start of what has become a great relationship.”

Philip Balderston

Odin Properties

<img decoding="async" width="234" height="300" src="/wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-234x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-234x300.jpg 234w, /wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-798x1024.jpg 798w, /wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1.jpg 900w" sizes="(max-width: 234px) 100vw, 234px" />

“All those things that can bog you down as a real estate company, Meridian makes them easy.”

Alterra Property Group

<img decoding="async" width="226" height="300" src="/wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-226x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-226x300.jpg 226w, /wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-773x1024.jpg 773w, /wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1.jpg 862w" sizes="(max-width: 226px) 100vw, 226px" />

“I’ve worked with several other banks, but I always wind up coming back to Meridian because of their ability to get things done.”

Pando Properties

“He [Clarence] helped us get familiarized with Philadelphia…he was so generous with his time, and gave us the lay of the land. He showed us pieces of the business and how to connect the dots.”

TierView Development

<img decoding="async" width="225" height="300" src="/wp-content/uploads/2020/09/commercial-real-estate-project-225x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/commercial-real-estate-project-225x300.jpg 225w, /wp-content/uploads/2020/09/commercial-real-estate-project.jpg 327w" sizes="(max-width: 225px) 100vw, 225px" />

“They are just a good partner for what we do…there is no calling an 800-number and being put on hold. It’s what everybody hopes for out of a community bank.”

Ryan Tobin

Roundstone Development, LLC

<img decoding="async" width="260" height="260" src="/wp-content/uploads/2020/09/th_GroundbreakingSM.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/th_GroundbreakingSM.jpg 260w, /wp-content/uploads/2020/09/th_GroundbreakingSM-150x150.jpg 150w" sizes="(max-width: 260px) 100vw, 260px" />

“Meridian understands the urban market…they recognize the potential for urban renewal.”

Larry McKnight

Urban Renewal Builders and BMK Homes

<img decoding="async" width="229" height="300" src="/wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-229x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-229x300.jpg 229w, /wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1-783x1024.jpg 783w, /wp-content/uploads/2020/09/2020_SuburbanLife_JanizcekHomes_Page_1.jpg 900w" sizes="(max-width: 229px) 100vw, 229px" />

“Their commercial real estate people really understand the nuances of the development and construction process—the nuts and bolts. And their willingness to react quickly with decisions comes in handy in minimizing the anxiety when there’s that inevitable hiccup.”

Janiczek Homes

<img decoding="async" width="235" height="300" src="/wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-235x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-235x300.jpg 235w, /wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1-803x1024.jpg 803w, /wp-content/uploads/2020/09/2015_SuburbanLife_Balderston_Page_1.jpg 900w" sizes="(max-width: 235px) 100vw, 235px" />

“Meridian took an honest look at our merits and the merits of the deal, and that was the start of what has become a great relationship.”

Philip Balderston

Odin Properties

<img decoding="async" width="234" height="300" src="/wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-234x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-234x300.jpg 234w, /wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1-798x1024.jpg 798w, /wp-content/uploads/2020/09/2016_SuburbanLife_Addimando_Page_1.jpg 900w" sizes="(max-width: 234px) 100vw, 234px" />

“All those things that can bog you down as a real estate company, Meridian makes them easy.”

Alterra Property Group

<img decoding="async" width="226" height="300" src="/wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-226x300.jpg" class="attachment-medium size-medium wp-post-image" alt="" srcset="/wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-226x300.jpg 226w, /wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1-773x1024.jpg 773w, /wp-content/uploads/2020/09/2017_CaseyLaffertyPhillyLife_Page_1.jpg 862w" sizes="(max-width: 226px) 100vw, 226px" />

“I’ve worked with several other banks, but I always wind up coming back to Meridian because of their ability to get things done.”

Pando Properties

Meet the team

Clarence Martindell

EVP, Commercial Real Estate Lending

E. CRE@meridianbanker.com

Scott Herald

SVP, Commercial Real Estate Lending

E. CRE@meridianbanker.com

Please do not include account number(s), social security number(s) or other personally identifiable information when contacting us via email or this contact form above.

Access Built

The enhanced construction loan servicing system that will help simplify your construction financing process.

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