Certificates of Deposit
Experience you can bank on.
Lock into a higher interest rate. You pick the time period. It’s easy to get started with a low-minimum deposit.
Interest Rate
APY3
Minimum Balance to Open & Obtain APY
3 Month
3.97%
4.05%
$500
6 Month
3.92%
4.00%
$500
9 Month
3.82%
3.90%
$500
12 Month
3.68%
3.75%
$500
13 Month**
3.68%
3.75%
$500
18 Month
3.58%
3.65%
$500
24 Month
3.54%
3.60%
$500
30 Month
3.54%
3.60%
$500
36 Month
3.44%
3.50%
$500
48 Month
3.44%
3.50%
$500
60 Month
3.44%
3.50%
$500
*Annual Percentage Yields (APYs) accurate as of 12/17/2024 and are subject to change at any time. Interest is compounded daily and credited monthly. Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. CDs less than 24 months: 6 months interest and CDs 24 months or greater: 12 months interest. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time. IRA CDs require a 12 month minimum term.
**13 Month CD term is not available for IRA’s.
